I just picked up a rental car.
It reminded me of the nature of commerce. All things are the same. The transaction effects are the governing force in the situation. I asked for the car and was asked, in return, for two things, a drivers license and credit card. That is about the same as when I go to the doctor’s office in Texas. They also ask for a drivers license and credit card (aka insurance card)
Odd that we have single payment systems in place in the “profit as goal” world, but balk at such arraignments anywhere else.

It isn’t odd that I am regarded with the same distance, from the same vantage point in both car rental and medico-dental offices. After all I am being managed by the same goals and purposes, why not the same means and methods.