meandering through a book by Brigit Helms, a self proclaimed genius, I notice that she has drunk fully from the kool-aid. Perhaps a bit of original tonic could cleanse, maybe even, save the pallet.
The original meaning of microfinance was the recipient, it was the amount. Not the amount in absolute terms but in terms relative to the source of the loan. So small as not to raise risk, but so large as to bring benefit.

Her constant refrain… microfinance is about loans to the poor.
close but only a cigar, no PhD in from this College Boy.